I am watching The Incredibles
with my daughter right now. I just saw the part where Mr. Incredible's boss yelled at him for authorizing payment on a claim where someone's house was burglarized. He yelled, "Tell me how you're keeping Insuracare in the black. Tell me how that's possible..." The idea being that the only way for an insurance company to make money is to deny all the claims.
Well, tell me, would you buy insurance from a company that never pays any claims?
Don't you think that the best way for an insurance company to stay in the black is to sell reasonable policies and give good service and pay valid claims?